planin30 provides free planning calculators for educational purposes only. Not financial advice. See suite-specific terms when you sign in to a suite.
No warranty
Outputs are estimates based on the inputs you provide. Tax law, market returns, and regional pricing change; double-check important decisions with a qualified professional.
Account terms
When you sign in to a product app, the suite-specific terms presented at sign-in apply.
Plus subscriptions and billing
planin30 Plus is an optional paid upgrade, billed at $30/year (USD) through our payment processor, Stripe. The free calculators never require payment.
Automatic renewal. A Plus subscription renews automatically at the end of each annual term at the then-current price, charged to the payment method on file, until you cancel.
Cancellation. You can cancel anytime from your account settings. Cancellation stops the next renewal — you keep Plus access through the end of the term you have already paid for, and you are not charged again.
Refunds and billing questions. For a billing question or a refund request, reach us through our contact page. Except where required by law, payments are generally non-refundable once a term has begun; cancelling stops all future charges as described above.
Limitation of liability
The calculators and content are provided “as is,” without warranties of any kind. To the fullest extent permitted by law, GuideNext, Inc. is not liable for any decision you make based on the outputs, or for any indirect or consequential damages arising from your use of the site.
Changes to these terms
We may update these terms from time to time. When we do, we’ll revise the “last updated” date above; continued use of the site after a change means you accept the updated terms.
Copyright and ownership
Copyright 2026 GuideNext, Inc. All rights reserved. planin30 is a product family of GuideNext, Inc. You may link to our pages and quote short excerpts with attribution, but you may not republish full articles, PDFs, calculator copy, diagrams, or site content without permission.